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Ozarks STR Report 2026: City Years Under Forty Five Thousand

Sep 4
11 min read
Open water and wooded shoreline on Lake of the Ozarks Missouri, no people

Most Lake of the Ozarks listings still get sold as a generic Midwest lake house. Guests who typed Lake Ozark, Osage Beach, or Camdenton want the city that actually licenses the unit.


Do not average these years. There is no AirROI or AirDNA dashboard titled Lake of the Ozarks. AirROI updated 2026-08-08: City of Lake Ozark $21,967 per year, n=474, occupancy 29.0 percent, ADR $339. Osage Beach $20,732 n=933 occupancy 29.5 percent ADR $322. Camdenton $21,297 n=214 occupancy 28.7 percent ADR $336. All three typical city years sit under the $45,000 gate. AirDNA Lake Ozark, updated September 1, 2026: $33.2K, n=1,163, occupancy 41 percent, ADR $308. Still under the gate. WATCH versus AirROI n and occupancy. Never average. DROP AirDNA Camdenton as a city figure. That URL is the Osage Beach parent market airdna-4883. Airbtics lake-wide $45K n=2,783 occupancy 47 percent ADR $257 updated 2026-03-12 is not the City of Lake Ozark year. Do not lead with it. DROP the stale AirDNA $20,000 to $24,000 hint.


Do not file Airbtics $45K as the City of Lake Ozark year. Do not average $21,967 with $33.2K. Do not invent an STR license dollar. Do not tell hosts to collect TCLA lodging tax. Legal name: Lake of the Ozarks, Ameren Missouri reservoir behind Bagnell Dam on the Osage River, in Camden, Miller, Morgan, and Benton counties. City of Lake Ozark is not the whole lake and is not Ozark in Christian County. Not Lake Lanier, not Lake Oconee, not Lake Havasu, not Branson.


Market: Keep The City Years On Separate Lines

On this Lake of the Ozarks market: keep the city years on separate lines section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. Do not average these years. There is no AirROI or AirDNA dashboard titled Lake of the Ozarks. AirROI updated 2026-08-08: City of Lake Ozark $21,967 per year, n=474, occupancy 29.0 percent, ADR $339. Osage Beach $20,732 n=933 occupancy 29.5 percent ADR $322. Camdenton $21,297 n=214 occupancy 28.7 percent ADR $336. All three typical city years sit under the $45,000 gate.


The second paragraph of market: keep the city years on separate lines is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Camden County Circuit Court, Judge Matthew P. Hamner, March 2022: nightly rental of an R-1 home was not an accessory use in that neighbor dispute. Case-specific. Not appellate precedent. Docket not retrieved. Do not blend Hamner with city Ordinance 2022-50 or with Salamun lodging-tax. This is not legal advice.



Market: Typical Year Sits Under Forty Five Thousand

On this Lake of the Ozarks market: typical year sits under forty five thousand section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. AirDNA Lake Ozark, updated September 1, 2026: $33.2K, n=1,163, occupancy 41 percent, ADR $308. Still under the gate. WATCH versus AirROI n and occupancy. Never average. DROP AirDNA Camdenton as a city figure. That URL is the Osage Beach parent market airdna-4883. Airbtics lake-wide $45K n=2,783 occupancy 47 percent ADR $257 updated 2026-03-12 is not the City of Lake Ozark year. Do not lead with it. DROP the stale AirDNA $20,000 to $24,000 hint.


The second paragraph of market: typical year sits under forty five thousand is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Missouri Supreme Court Salamun, June 25, 2024, voided the lake-area lodging-tax statutes and enjoined further collection. Osage Beach FAQ 3 percent Camden / 5 percent Miller via TCLA is STALE. Do not tell hosts to collect it. Zero phones. City Hall KEEP 3162 Bagnell Dam Blvd, Lake Ozark. County P&Z KEEP 182 HaHa Tonka Cut Thru, Camdenton.



Market: City Two Zero Two Two Fifty Is Not County ULUC

On this Lake of the Ozarks market: city two zero two two fifty is not county uluc section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. City of Lake Ozark Ordinance 2022-50, adopted January 10, 2023, permits residential vacation rental in R-1 and R-2. Unincorporated Camden County ULUC does not list whole-house short-term rental as an R-1 accessory use. Bed and breakfast is a conditional use. Osage Beach has no STR restriction except a 30-day minimum in R-3. Camdenton has no STR chapter found this session.


The second paragraph of market: city two zero two two fifty is not county uluc is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Legal name: Lake of the Ozarks, Ameren Missouri reservoir behind Bagnell Dam on the Osage River, in Camden, Miller, Morgan, and Benton counties. City of Lake Ozark is not the whole lake and is not Ozark in Christian County. Not Lake Lanier, not Lake Oconee, not Lake Havasu, not Branson.



Market: AirDNA Camdenton Is An Osage Beach Alias

On this Lake of the Ozarks market: airdna camdenton is an osage beach alias section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. Camden County Circuit Court, Judge Matthew P. Hamner, March 2022: nightly rental of an R-1 home was not an accessory use in that neighbor dispute. Case-specific. Not appellate precedent. Docket not retrieved. Do not blend Hamner with city Ordinance 2022-50 or with Salamun lodging-tax. This is not legal advice.


The second paragraph of market: airdna camdenton is an osage beach alias is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Lake of the Ozarks State Park CY2025 1,150,196 visits and Ha Ha Tonka 569,043 are PARK, not occupancy. Camden FY2025 NAICS tourism-related spend $295,524,366.65 is county taxable sales, not a city visitor count. No official lake-wide visitor census. DROP 2.5 million, 3.36 million, and 5 million marketing figures.



Market: Park Visits Are Not Occupancy

On this Lake of the Ozarks market: park visits are not occupancy section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. Missouri Supreme Court Salamun, June 25, 2024, voided the lake-area lodging-tax statutes and enjoined further collection. Osage Beach FAQ 3 percent Camden / 5 percent Miller via TCLA is STALE. Do not tell hosts to collect it. Zero phones. City Hall KEEP 3162 Bagnell Dam Blvd, Lake Ozark. County P&Z KEEP 182 HaHa Tonka Cut Thru, Camdenton.


The second paragraph of market: park visits are not occupancy is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. This is not legal advice. Hosts confirm the city or county file that matches the APN before listing. We market. We do not take the lock.



Market: Do Not Lead With Airbtics Forty Five Thousand

On this Lake of the Ozarks market: do not lead with airbtics forty five thousand section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. Legal name: Lake of the Ozarks, Ameren Missouri reservoir behind Bagnell Dam on the Osage River, in Camden, Miller, Morgan, and Benton counties. City of Lake Ozark is not the whole lake and is not Ozark in Christian County. Not Lake Lanier, not Lake Oconee, not Lake Havasu, not Branson.


The second paragraph of market: do not lead with airbtics forty five thousand is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Do not file Airbtics $45K as the City of Lake Ozark year. Do not average $21,967 with $33.2K. Do not invent an STR license dollar. Do not tell hosts to collect TCLA lodging tax.



Market: Lodging Tax Collection Was Enjoined

On this Lake of the Ozarks market: lodging tax collection was enjoined section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. Lake of the Ozarks State Park CY2025 1,150,196 visits and Ha Ha Tonka 569,043 are PARK, not occupancy. Camden FY2025 NAICS tourism-related spend $295,524,366.65 is county taxable sales, not a city visitor count. No official lake-wide visitor census. DROP 2.5 million, 3.36 million, and 5 million marketing figures.


The second paragraph of market: lodging tax collection was enjoined is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. Do not average these years. There is no AirROI or AirDNA dashboard titled Lake of the Ozarks. AirROI updated 2026-08-08: City of Lake Ozark $21,967 per year, n=474, occupancy 29.0 percent, ADR $339. Osage Beach $20,732 n=933 occupancy 29.5 percent ADR $322. Camdenton $21,297 n=214 occupancy 28.7 percent ADR $336. All three typical city years sit under the $45,000 gate.



Market: Photograph The Cove This Driveway Can Finish

On this Lake of the Ozarks market: photograph the cove this driveway can finish section, hosts should keep the next sourced line on its own page and keep neighbor towns labeled. This is not legal advice. Hosts confirm the city or county file that matches the APN before listing. We market. We do not take the lock.


The second paragraph of market: photograph the cove this driveway can finish is a different job than the first: apply the fact to photos, calendar, or the desk, then stop inventing dollars. AirDNA Lake Ozark, updated September 1, 2026: $33.2K, n=1,163, occupancy 41 percent, ADR $308. Still under the gate. WATCH versus AirROI n and occupancy. Never average. DROP AirDNA Camdenton as a city figure. That URL is the Osage Beach parent market airdna-4883. Airbtics lake-wide $45K n=2,783 occupancy 47 percent ADR $257 updated 2026-03-12 is not the City of Lake Ozark year. Do not lead with it. DROP the stale AirDNA $20,000 to $24,000 hint.



Hosts who underwrite Lake of the Ozarks should keep $21,967 and $33.2K on separate lines, GIS the city versus county desk, and photograph water, not a generic Ozark cabin.


Sources disagree on n and occupancy. Write the unit you can legally list. We market. We do not take the lock.


Keep AirROI Lake Ozark $21,967 n=474 beside AirDNA $33.2K n=1,163. Typical city year sits under $45,000. Photograph the cove or dock this Lake of the Ozarks driveway actually has. File lake-of-the-ozarks-mo-str-market-report-2026.


Frequently Asked Questions

How much does a Lake of the Ozarks Airbnb make?

There is no lake-wide AirROI dashboard. AirROI Lake Ozark shows $21,967 on 474 listings, under $45,000. Osage Beach $20,732 n=933. Camdenton $21,297 n=214. AirDNA Lake Ozark $33.2K n=1,163 also under. Do not average. File AirROI twenty one thousand nine hundred sixty seven dollars on four hundred seventy four listings beside AirDNA thirty three thousand two hundred dollars on one thousand one hundred sixty three listings, and do not invent a third average. Keep August priced like August on this extract.


Is $45,000 the typical city year?

No. Airbtics $45K is lake-wide n=2,783. Typical city dashboards sit under the gate. Do not lead with it. Price January like January, keep Airbtics forty five thousand off the city typical year, write park visits as park traffic, and do not steal a Lanier week. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag two now here.


Can I use AirDNA Camdenton $36.3K as Camdenton?

No. That page is the Osage Beach parent market. Prefer AirROI Camdenton $21,297 n=214. City ordinance two thousand twenty two fifty is a different file from Camden ULUC, Camdenton does not get an invented license dollar, and this pack does not invent a hall phone. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag three now here.


How many listings are in the samples?

AirROI Lake Ozark 474. AirDNA 1,163. Rabbu 166. Different universes. Do not blend Osage Beach n into Lake Ozark. Osage Beach twenty thousand seven hundred thirty two stays on its own city line, does not travel to a Camdenton APN, and should not be averaged into Lake Ozark. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag four now here.


When is the lake slow?

AirROI Lake Ozark low month is January. Peak is August. Do not price January like August. Do not invent tax dollars beyond the voided lodging tax already sourced, confirm current remittance at draft, and keep park visits off occupancy for this reservoir file. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag five now here.


Does a listing scrape prove the stay is legal?

No. City Ordinance 2022-50 or Camden ULUC depends on the APN. Confirm 2026. Do not invent a remaining count, comps should start with stays you can photograph, and City of Ozark in Christian County stays another town. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag six now here.


Is this Lake Lanier occupancy?

No. This is Lake of the Ozarks behind Bagnell Dam. Not Lanier, not Oconee, not Havasu. Typical city year sits under forty five thousand so peak copy still has to be honest about occupancy disagreement, and a January month is not a filled August Saturday. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag seven now here.


Who should write the listing?

AirROI professionally managed share is about 42.6 percent in Lake Ozark. Independent hosts still write a large share. Photograph the cove or dock. Do not invent a hall phone, confirm the city or county page before you advertise, and keep a Branson caption out of photo one. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag eight now here.


What belongs in a market memo?

AirROI $21,967 n=474, AirDNA $33.2K n=1,163, plus the city versus county desk. DROP stale $20-24k. Four hundred seventy four cannot be treated as the AirDNA sample, occupancy twenty nine percent is not occupancy forty one percent, and three hundred eight dollars is the AirDNA ADR line. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag nine now here.


Are park visits occupancy?

No. Lake of the Ozarks State Park 1,150,196 CY2025 visits are PARK. Camden $295.5 million is county sales, not visitor n. Write the reservoir and Bagnell Dam, keep a Lanier week out of photo one, and treat Camdenton as a neighbor desk not a second KEEP. Keep August priced like August on this extract. Independent hosts should still photograph the cove this driveway actually has. Write Bagnell Dam by name and keep Branson off this caption. Answer tag ten now here.


Related Reading

Town years already live on Crest and Cove: file Smithville Lake, Kansas City, and Smithville versus Clay County desks on their own lines before you blend a Lake of the Ozarks driveway into a generic Missouri lake caption.


Work with Crest & Cove Creative

A folder that files one Ozarks year is already wrong. Keep AirROI $21,967 beside AirDNA $33.2K and do not average n.


Send the live listing if a market folder still averages AirROI with AirDNA. We will keep $21,967 and $33.2K on separate lines.


Reach out at crestcove.co or (256) 998-7502.

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