Financing a Deltaville Rental Without an Erie Mash

Jacob Mishalanie
2 days ago
10 min read

Pines meeting marsh on the Chesapeake shore

Most Deltaville listings get marketed as a generic Chesapeake Bay stay. That pitch could describe a dozen other towns, and it wastes what actually sets Deltaville, Middlesex County, Virginia apart. Guests who typed Deltaville are looking for Deltaville Marina, Deltaville Maritime Museum, Fishing Bay Yacht Club, the Rappahannock River — not Urbanna, and not Erie. 44 active listings sit on this extract. Write the town you can actually walk. Keep the listing specific. A vague water caption loses the booking.

Typical listings here earned about $26,263 last year from 44 active rentals, AirROI trailing twelve months through July 2026. The average night was $297. Occupancy was 35.2 percent. Revenue per available night was $104. Year over year is minus 24.5 percent. Active supply moved 0.0 percent. Do not average in Urbanna at $38,327 on 18 listings. That is a different town. Leave Erie as a different market. Do not mix those towns. Treat this as a small sample, not a blended coast.

The three strongest months are August, June, and September. August is the busiest. January is the slowest. Most guests arrive from Richmond, then Charlottesville. Typical stay is 4.0 nights, booked about 69 days ahead. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape Evolve holds still show up in this sample. Confirm the live desk before you advertise.

DSCR on Deltaville Twenty-Six Thousand

That heading is the useful way to read Deltaville, not a dashboard label. Guests come for Deltaville Marina. Say that in the listing. Do not bury it under a generic Chesapeake Bay caption. Do not write Urbanna copy onto a Deltaville address. Do not use Erie as if it were this occupancy. Be specific about the walk. A vague caption loses the guest who typed this town. Keep the other town out of the title.

Read more in Who Books a Deltaville Rental and Buying a Deltaville Rental. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph Deltaville Marina. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

Do Not Mint a Erie Year for the Note

That heading is the useful way to read Deltaville, not a dashboard label. Guests come for Deltaville Maritime Museum. Say that in the listing. Do not bury it under a generic Chesapeake Bay caption. Do not write Urbanna copy onto a Deltaville address. Do not use Erie as if it were this occupancy. Be specific about the walk. A vague caption loses the guest who typed this town. Keep the other town out of the title.

Read more in Buying a Deltaville Rental and Deltaville Tourism Data. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph Deltaville Maritime Museum. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

City Desks Travel With the Deed

That heading is the useful way to read Deltaville, not a dashboard label. Guests come for Fishing Bay Yacht Club. Say that in the listing. Do not bury it under a generic Chesapeake Bay caption. Do not write Urbanna copy onto a Deltaville address. Do not use Erie as if it were this occupancy. Be specific about the walk. A vague caption loses the guest who typed this town. Keep the other town out of the title.

Read more in Deltaville Tourism Data and Complete Visitor's Guide to Deltaville, Virginia Stay. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph Fishing Bay Yacht Club. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

44 Cards Is Part of the File

That heading is the useful way to read Deltaville, not a dashboard label. Guests come for the Rappahannock River. Say that in the listing. Do not bury it under a generic Chesapeake Bay caption. Do not write Urbanna copy onto a Deltaville address. Do not use Erie as if it were this occupancy. Be specific about the walk. A vague caption loses the guest who typed this town. Keep the other town out of the title.

Read more in Complete Visitor's Guide to Deltaville, Virginia Stay and Deltaville STR Report 2026. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph the Rappahannock River. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

Visitor Spend Is Not Debt Service

Read more in Deltaville STR Report 2026 and Market a Deltaville Stay. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Do Not Steal Thirty-Plus as Occupancy

Read more in Market a Deltaville Stay and Deltaville STR Rules. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph Deltaville Maritime Museum. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

Virginia DSCR Facts Only

Read more in Deltaville STR Rules and Deltaville Shoulder. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph Fishing Bay Yacht Club. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

What a Lender Packet Should Carry

Read more in Deltaville Shoulder and Deltaville Remote Stays. Typical listings earned about $26,263 last year from 44 active rentals, at $297 a night and 35.2 percent occupancy. August is the busiest month. January is the slowest. Most guests arrive from Richmond. Call Planning at 804-758-3382. Unincorporated Middlesex County. County STR zoning permit $75. Confirm live. Urbanna Town Hall is another municipality. Virginia Beach $500 is another municipality. AirROI Low is a scrape

Year over year is minus 24.5 percent. Supply moved 0.0 percent. Keep Erie ($16,408 a year) on its own line. A 22.7-percent share of listings uses a 30-night minimum. That is a stay rule, not occupancy. Photograph the Rappahannock River. Confirm the parcel before you advertise. Sales tax can still apply under 30 days. Call the desk. Do not underwrite another town's year.

Frequently Asked Questions

What is a typical Deltaville STR year on this data set?

AirROI's trailing twelve months through July 2026 show about $26,263 in revenue across 44 active Deltaville listings, updated August 2026. The average night was $297, with occupancy at 35.2 percent and revenue per available night around $104. Revenue moved down about 24.5 percent year over year, while active supply held flat. This is a small sample, so treat the figure as directional.

Can Urbanna or Erie revenue figures be averaged into Deltaville's year?

No. Urbanna's listings reported about $38,327 across 18 properties, and Erie's reported about $16,408 across 239 properties — both separate markets with their own demand patterns. Blending those numbers into Deltaville's $26,263 average would misrepresent what a host here can expect. Keep each town's figures on its own line.

Which months are strongest for Deltaville bookings?

August, June, and September are the three strongest months, with August the busiest of the year. January is the slowest. With occupancy at 35.2 percent for the full year, shoulder-season marketing carries real weight for hosts trying to close the gap.

Where do most Deltaville guests come from, and how far ahead do they book?

Richmond is the top origin market, followed by Charlottesville. The typical stay runs 4.0 nights, booked roughly 69 days in advance. About 63.6 percent of active hosts hold Superhost status.

Does AirROI's "low-regulation" label mean Deltaville has no permit requirement?

No — that label reflects a data scrape, not a legal review. Deltaville is unincorporated Middlesex County, and the county requires an STR zoning permit priced around $75; contact County Planning at 804-758-3382 to confirm the live fee. Urbanna Town Hall and Virginia Beach are separate municipalities with their own fee structures (Virginia Beach's runs around $500), so don't assume Deltaville's rule applies elsewhere.

Is a 30-night minimum-stay rule the same thing as occupancy?

No. About 22.7 percent of active Deltaville listings (10 of 44) use a 30-night minimum-stay requirement — that's a booking policy, not a measure of how full a calendar runs. The typical stay length here is 4.0 nights, and the two figures shouldn't be conflated when reading a listing's performance.

What should a buyer or lender packet cite for Deltaville?

Cite the $26,263 revenue figure from 44 listings, the August-June-September peak months, January as the slow month, Richmond as the lead origin market, the 4.0-night average stay, and the roughly 69-day booking lead time. Confirm the current county zoning permit fee directly with Planning at 804-758-3382, and keep Urbanna's and Erie's figures out of a Deltaville-specific packet.

Is Erie the same market as Deltaville?

No. Erie is a separate market with its own AirROI figures — about $16,408 across 239 listings — and its own demand pattern. Deltaville's number is $26,263 across 44 listings, with January as its slowest month. Confirm any regulatory or revenue claim with the town it actually describes before including it in Deltaville marketing material.

Work with Crest & Cove Creative

Deltaville listings often get priced off a blended Chesapeake Bay average that folds in Urbanna and Erie — two markets with very different revenue and demand patterns.

Want your Deltaville listing marketed against its actual $26,263 revenue benchmark instead of a regional blend?

Reach out at crestcove.co or (256) 998-7502.