Financing a Marquette Rental Without a Township blend

A Marquette note underwrites the city line, not a mix-uped Superior rent roll. the published market year is the City of Marquette, Marquette County. Typical year is $31,622 on 164 listings, and aDR is $253. Occupancy is 43.5 percent, and revPAR is $111. Vintage is August 2025 through July 2026, updated 2026-08-08. Year over year is minus 16.4 percent, and supply grew 13.1 percent. Township $49,884 is a labeled neighbor, and munising separate market 391 is labeled later. Never average, and never steal.

The desk travels with the deed, and city Fire sits at (906) 228-0412. Cap is 250, and waitlist sits when the cap is full. Zoning is (906) 228-0425, and michigan use tax is 6 percent. AirROI's low-regulation Keep is a scrape. The three strongest months are August, September, and October. August is the busiest month, and january is the slowest month. Occupancy is at its lowest in April, and origin is Grand Rapids, then Traverse City. Stay is 4.2, and lead is 75. Superhost share is 77.4 percent, and professionally managed share is 4.9 percent.

This page is the finance file. It prices DSCR on $31,622, refuses a township year for the note, and keeps visitor spend off debt service. Thirty-plus at 46.3 percent on 76 listings is a minimum setting, not occupancy. Readthe city market reportbefore a lender pastes a neighbor cell, and origin is Grand Rapids, then Traverse City. Stay is 4.2, and lead is 75. Superhost is 77.4 percent, and professionally managed share is 4.9 percent. Andrew holds 9.

DSCR on Marquette Thirty-One Thousand

Debt service coverage on this market starts at $31,622. That is the typical year on 164 listings, and aDR is $253. Occupancy is 43.5 percent, and revPAR is $111. Vintage is August 2025 through July 2026, updated 2026-08-08. Year over year is minus 16.4 percent, and supply grew 13.1 percent. A lender who wants a rounder year is asking for a different hall. This file does not mint that year, and this file cites the extract. The three strongest months are August, September, and October. August is the busiest month, and january is the slowest month. Occupancy is at its lowest in April.

The fire listings is not optional on the note. City Fire sits at (906) 228-0412, and cap is 250. Waitlist sits when the cap is full, and zoning is (906) 228-0425. Michigan use tax is 6 percent. A DSCR worksheet that skips Fire is not a complete file. AirROI's low-regulation Keep is a scrape, and it does not replace the hall. Township $49,884 is not this extract, and munising separate market 391 is not this extract. Confirm the city parcel, and confirm the cap. Confirm the waitlist.

Readthe startup cost filebefore a closing checklist treats furniture as the first line. The first line is the published year, and origin is Grand Rapids, then Traverse City. Stay is 4.2, and lead is 75. Superhost is 77.4 percent, and professionally managed share is 4.9 percent. Andrew holds 9, and evolve holds 4. Freshwater holds 1, and those counts describe the cell. They do not raise $31,622, and underwrite the city number. Leave township off the coverage math, and call Fire before the ratio. File this city year, and cite 164 listings.

Do Not Mint a Township Year for the Note

Do not mint a township year for the note. Marquette Township published $49,884 on 17 listings, and nearby table monthly sits at $4,157. ADR $347, and occupancy 44 percent. Keep those facts, and never average them into City of Marquette. Typical listings here earned about $31,622 last year from 164 active rentals. Occupancy is 43.5 percent, and aDR is $253, and revPAR is $111. A lender packet that blends $49,884 into $31,622 is already wrong. Those years do not cancel into one Superior figure. Never split the difference.

Buying a Marquette rentalstill cites only the city year.City versus township desksstill split the halls. Occupancy is at its lowest in April, and origin is Grand Rapids, then Traverse City. Stay is 4.2, and lead is 75. Superhost share is 77.4 percent, and professionally managed share is 4.9 percent. Treat this as a watch-sized sample.still cites only the city year.City versus township desksstill split the halls. The three strongest months are August, September, and October. August is the busiest month, and january is the slowest month. Occupancy is at its lowest in April, and origin is Grand Rapids, then Traverse City. Stay is 4.2, and lead is 75. Superhost share is 77.4 percent, and professionally managed share is 4.9 percent. Year over year is minus 16.4 percent, and supply grew 13.1 percent. Treat this as a watch-sized sample.

City Fire sits at (906) 228-0412, and cap is 250. Waitlist sits when the cap is full, and zoning is (906) 228-0425. Michigan use tax is 6 percent, and airROI's low-regulation Keep is a scrape. Entire homes are 92.1 percent, and houses are 59.8 percent. Two-bed is 32.3 percent, and cite $31,622, and cite 164 listings, and cite occupancy 43.5 percent. Keep township $49,884 on the label, and keep 17 listings on that neighbor. Keep 164 on this city cell. Do not mint a township year for the note. File $31,622, and leave separate market 391 labeled, and cite stay 4.2, and cite lead 75. Treat this as a watch-sized sample.

City Desks Travel With the Deed

City desks travel with the deed, and city Fire sits at (906) 228-0412. Cap is 250, and waitlist sits when the cap is full. Zoning is (906) 228-0425, and michigan use tax is 6 percent. AirROI's low-regulation Keep is a scrape, and live stack is the fire desk. Township has a different path and no city cap. A note that files township as this cap is already wrong. A note that files AirROI's low-regulation Keep as this hall is already wrong. Confirm the driveway, and confirm the parcel. Confirm the hall before you close.

Typical year is $31,622 on 164 listings, and occupancy is 43.5 percent. ADR is $253, and revPAR is $111. Vintage August 2025 through July 2026, and updated 2026-08-08. Treat this as a watch-sized sample. Stay is 4.2, and lead is 75.

City STR rulesstill start at Fire.Startup coststill prices the permit first, and entire homes are 92.1 percent. Houses are 59.8 percent, and two-bed is 32.3 percent. Three-plus is 38.4 percent, and six-plus is 36.6 percent. Cite $31,622, and cite 164 listings. Cite occupancy 43.5 percent, and let the desks travel with the deed. Keep township $49,884 labeled, and keep Munising separate market 391 labeled. Call (906) 228-0412 before the ratio, and file 6 percent. File the cap.

One Hundred Sixty-Four listings Is Part of the File

One hundred sixty-four listings is part of the file. Dedicated report printed 164, and supply grew 13.1 percent. Typical year is $31,622, and occupancy is 43.5 percent. ADR is $253, and year over year is minus 16.4 percent. That pair is the watch. More listings on a falling year is not a reason to invent occupancy. It is not a reason to average township 17 into this count. It is not a reason to steal separate market 391. A lender packet that pastes 164 onto a generic Superior letterhead is already wrong. Keep 164 as the sample.

Stay is 4.2, and lead is 75. Andrew holds 9, and evolve holds 4.Shoulder seasonstill prices the months the extract named.DIY versus hirestill labels 4.9 percent professionally managed without minting a higher year.Shoulder seasonstill prices the months the extract named.DIY versus hirestill labels 4.9 percent professionally managed without minting a higher year.

City Fire sits at (906) 228-0412, and cap is 250. Michigan use tax is 6 percent, and airROI's low-regulation Keep is a scrape. Entire homes are 92.1 percent, and houses are 59.8 percent. Two-bed is 32.3 percent, and cite $31,622. Cite 164 listings, and cite occupancy 43.5 percent. Keep township $49,884 labeled, and keep separate market 391 labeled. Keep plus 13.1 percent as supply, and Keep minus 16.4 percent as the year. Treat this as a watch-sized sample, and file 164 as the city count. Do not blend 17 into this note.

Visitor Spend Is Not Debt Service

Visitor spend is not debt service, and ore dock is demand. Presque Isle is landscape, and nMU is visitor. Ski hill is visitor, and harbor light is visitor. None of those rows are the yearly revenue number. Occupancy is 43.5 percent, and typical year is $31,622 on 164 listings. ADR is $253, and revPAR is $111. A DSCR file that underwrites park photos is already wrong. A lender memo that treats ore-dock counts as a filled August is already wrong. Keep tourism as copy, and leave $31,622 as the year.

Stay is 4.2, and lead is 75. Superhost share is 77.4 percent, and professionally managed share is 4.9 percent.Tourism datastill keeps visitor dollars off the host extract.Buying a Marquette rentalstill underwrites $31,622, not a park headcount, and year over year is minus 16.4 percent. Supply grew 13.1 percent, and treat this as a watch-sized sample.Tourism datastill keeps visitor dollars off the host extract.Buying a Marquette rentalstill underwrites $31,622, not a park headcount, and year over year is minus 16.4 percent. Supply grew 13.1 percent, and treat this as a watch-sized sample.

City Fire sits at (906) 228-0412, and cap is 250. AirROI's low-regulation Keep is a scrape, and entire homes are 92.1 percent. Houses are 59.8 percent, and two-bed is 32.3 percent. Township is $49,884 on 17 listings, labeled neighbor, and munising is separate market 391, labeled later. Never average, and never steal. Cite $31,622, and cite 164 listings. Cite occupancy 43.5 percent, and keep visitor spend off debt service. Keep January as the hole, and keep April as occupancy low. Keep August as the peak month, and file the extract. Leave the photos off the note, and cite stay 4.2. Treat this as a watch-sized sample.

Do Not Steal Forty-Six Percent Thirty-Plus as Occupancy

Do not steal 46.3 percent 30-plus as occupancy, and thirty-plus is a minimum setting on 76 listings. It is a filter, and it is not a filled month. Occupancy is 43.5 percent, and typical year is $31,622 on 164 listings. ADR is $253, and revPAR is $111. One-night stays are 18.9 percent, and stay is 4.2 nights. Lead is 75 days. A lender packet that converts a min filter into DSCR is already wrong. Keep the filter, and leave occupancy at 43.5 percent. Leave out unverified a monthly cut.

Superhost share is 77.4 percent, and professionally managed share is 4.9 percent.Remote staysstill writes the desk without a monthly cut.Who books a Marquette rentalstill names Grand Rapids first, and year over year is minus 16.4 percent. Supply grew 13.1 percent, and treat this as a watch-sized sample. Entire homes are 92.1 percent, and houses are 59.8 percent.Remote staysstill writes the desk without a monthly cut.Who books a Marquette rentalstill names Grand Rapids first, and year over year is minus 16.4 percent. Supply grew 13.1 percent, and treat this as a watch-sized sample. Entire homes are 92.1 percent, and houses are 59.8 percent.

City Fire sits at (906) 228-0412, and cap is 250. Zoning is (906) 228-0425, and michigan use tax is 6 percent. AirROI's low-regulation Keep is a scrape, and two-bed is 32.3 percent. Three-plus is 38.4 percent, and six-plus is 36.6 percent. Cite $31,622, and cite 164 listings. Cite occupancy 43.5 percent, and keep 46.3 percent 30-plus as a min. Keep 76 listings on that filter, and do not steal it as occupancy. Keep township $49,884 labeled, and keep separate market 391 labeled. File the extract, and leave the filter off the coverage math.

Michigan DSCR Facts Only

Michigan DSCR facts only, and typical year is $31,622 on 164 listings. ADR is $253, and occupancy is 43.5 percent. RevPAR is $111, and vintage August 2025 through July 2026. Updated 2026-08-08, and year over year is minus 16.4 percent. Stay is 4.2, and lead is 75. File those rows, and Leave out unverified a city lodging percent.

Michigan use tax is 6 percent statewide, and city Fire sits at (906) 228-0412. Cap is 250, and waitlist sits when the cap is full. Zoning is (906) 228-0425, and airROI's low-regulation Keep is a scrape. Live stack is the fire desk, and do not steal an out-of-state occupancy tax. Do not mint a county lodging percent.City STR rulesstill start at Fire.Marquette versus Munisingstill keeps separate market 391 labeled. Township is $49,884 on 17 listings, labeled neighbor. Never average.

Entire homes are 92.1 percent, and houses are 59.8 percent. Two-bed is 32.3 percent, and three-plus is 38.4 percent. Six-plus is 36.6 percent. Thirty-plus is a minimum setting on 76 listings, 46.3 percent, not occupancy. One-night is 18.9 percent, and andrew holds 9, and evolve holds 4, and cite $31,622. Cite 164 listings, and cite occupancy 43.5 percent, and file Michigan facts only, and file 6 percent. File the 250 cap, and file the watch. Leave a mix-uped Superior year off the note, and leave visitor spend off debt service.

What a Lender Packet Should Carry

A lender packet should carry $31,622 on 164 listings. ADR $253, and occupancy 43.5 percent. RevPAR $111, and year over year minus 16.4 percent. Supply plus 13.1 percent, and vintage August 2025 through July 2026. Updated 2026-08-08, and peak-3 August, September, October, and peak month August, and hole January. Occupancy low April, and origin Grand Rapids, then Traverse City. Stay 4.2, and lead 75, and superhost 77.4 percent, and professionally managed 4.9 percent. Andrew 9, and evolve 4, and freshwater 1, and those rows are this market. Do not mint a rounder year.

The packet should carry City Fire at (906) 228-0412. Cap 250, and waitlist. Zoning (906) 228-0425, and michigan use tax 6 percent. AirROI's low-regulation Keep is a scrape. The packet should Keep township $49,884 on 17 listings. The packet should Keep Munising separate market 391, and never average. Never steal.Startup coststill starts at the fire desk.Market reportstill publishes $31,622 without a year, and confirm the driveway. Confirm the hall, and confirm the city parcel before you close.

The packet should carry 30-plus as a minimum setting on 76 listings, 46.3 percent, not occupancy. Entire homes 92.1 percent, and houses 59.8 percent, and two-bed 32.3 percent, and three-plus 38.4 percent. Six-plus 36.6 percent, and one-night 18.9 percent. Ore dock, Presque Isle, NMU, ski hill, and the harbor light are visitor, not the yearly revenue number. Visitor spend is not debt service, and cite $31,622. Cite 164 listings, and keep the watch on the deed. Do not underwrite a mix-uped Superior year, and cite stay 4.2. Cite lead 75.

Frequently Asked Questions

What year should a Marquette DSCR note cite?

Cite $31,622 in typical annual revenue across 164 listings, ADR $253, occupancy 43.5 percent, RevPAR $111, for the vintage August 2025 through July 2026, updated 2026-08-08. Year over year sits at minus 16.4 percent while supply grew 13.1 percent, so the file should note both directions rather than the revenue figure alone. Don't start the DSCR math at the township's $49,884 instead.

Can a lender use Marquette Township's $49,884 for this note?

No. Marquette Township published $49,884 on just 17 listings, ADR $347, occupancy 44 percent -- a separate, smaller sample with its own city desk. That figure and the City of Marquette's $31,622 on 164 listings don't cancel into one average; blending a 17-listing township sample into a 164-listing city sample produces a number neither boundary actually earned.

Do city desks travel with the Marquette deed?

Yes. City Fire, which handles the short-term rental inspection path, sits at (906) 228-0412 with a cap of 250 active permits and a waitlist once that cap fills; zoning questions go to (906) 228-0425. Township parcels follow a different path with no city cap, so confirm which desk actually covers the parcel before promising a use in marketing copy.

Why does the 164-listing sample size matter to the lender file?

A falling year on a growing sample -- minus 16.4 percent revenue against plus 13.1 percent supply -- means more listings are competing for a smaller pool of booked revenue, which the vacancy assumption should reflect. It isn't a reason to average in the township's 17 listings or borrow figures from Munising, a separate labeled market in this dataset.

Does visitor traffic at the ore dock or Presque Isle cover debt service?

No. The ore dock, Presque Isle Park, NMU, the ski hill, and the harbor light drive genuine visitor demand, but none of them are the yearly revenue number a lender needs. Typical year is $31,622 on 164 listings regardless of how much foot traffic those landmarks draw; keep tourism narrative in marketing copy and keep $31,622 as the underwriting figure.

Is 46.3 percent at thirty-plus nights the occupancy figure to file?

No. Thirty-plus is a minimum-stay setting on 76 listings, 46.3 percent of the sample -- a filter hosts chose, not a filled month. File occupancy as 43.5 percent instead, and note that one-night stays still make up 18.9 percent of the sample, meaning most bookings run well short of a month regardless of that setting.

What is Marquette's weakest month, and does it matter for a stress test?

January is the slowest revenue month in this sample, and occupancy itself runs lowest in April, so a lender stress-testing the loan should model both dips rather than assuming one flat seasonal discount. August, September, and October are the peak three, with August the single busiest month in the vintage.

What professional management share should I expect in Marquette?

Professional management covers just 4.9 percent of the sample, with Andrew holding 9 listings, Evolve holding 4, and Freshwater holding 1 -- a market that's still overwhelmingly self-managed, with Superhost status at 77.4 percent. That's useful context if a lender or partner is estimating operating costs against a fully professionalized comparison market.

What Michigan-specific facts belong on this DSCR file besides the revenue figure?

Michigan's statewide use tax is 6 percent, City Fire's inspection line is (906) 228-0412 with a 250-permit cap and waitlist, and zoning questions route to (906) 228-0425. File these alongside $31,622 on 164 listings and leave any unconfirmed city lodging percentage out -- don't substitute an out-of-state occupancy tax rate for Michigan's own.

Related Reading

More Marquette, Michigan reading already live on Crest & Cove.

• Marquette STR Report 2026: $31,622, Not a Township blend

• Market a Marquette Stay: Ore Dock City, Not Superior Copy

• Marquette STR Rules: City 250 Cap, Not AirROI Low Scrape

• Marquette Shoulder: August September October, January Hole

• Marquette Remote Stays: Thirty-Plus Is a Min, Not Occupancy

• DIY vs Hire in Marquette: Five Percent PM, Independent Desk

• Who Books a Marquette Rental: Grand Rapids, Not Township

• Buying a Marquette Rental: Cite $31,622, Never Average

• Marquette Tourism Data: Ore Dock Is Demand, Not T12

• Complete Visitor's Guide to Marquette and Presque Isle

• What It Costs to Start a Legal Marquette MI STR Stay

• Marquette vs Township Desks: City 250 Cap, Not blend

• Marquette vs Munising: Two Towns, Never Average the Years

Work with Crest & Cove Creative

Marquette caps short-term rental licenses at 250 with a waitlist once it's full, which makes an active license itself part of a listing's story, not a footnote.

We help Marquette hosts write listing copy and photos that lean on this city's own $31,622 typical year, not a mixed-up Superior township blend that undersells the address.

Reach out at crestcove.co or (256) 998-7502.