Ellicottville DSCR Belongs on This Year, Not a Blend

Ellicottville is a Town and Village in Cattaraugus County, a ski-and-summer overnight on Holiday Valley and Holi Mont with a local draw of Buffalo, Rochester, Pittsburgh, and Toronto. The AirROI extract, vintage August 2025 through July 2026, prints a typical year of $26,763 on 58 listings, ADR $388, occupancy 30.1 percent, and RevPAR $124. Peak months are January, February, and July, and softest revenue is March. Year over year is not on the page, and Leave out unverified one.

The inspector desk is a different file. Town Building Inspector leftover of about $35,000 to $37,500 from about two hundred licensed short-term stays is not this town figure. Do not blend it into $26,763, and two halls sit with the deed. Town Clerk sits at 1 W Washington,, and village clerk is, extension 2. The 375 cap is a Town file, and transfer on sale is unknown. AirROI Low is a vendor extract. Live stack is Town Local Law 1-2025 plus a Village ordinance.

A DSCR file starts with the published typical year on the town that holds the property. For an Ellicottville parcel, that year is $26,763, and it is not a Buffalo median. Peak month is January, and stay is 3.3 nights. Lead is 43 days, and entire-home share is 91.4 percent. Seven listings set 30-plus, and those settings are not filled March. Professionally managed share is 19.0 percent. This page does not guess a purchase price or a coverage number. This is not legal advice.

DSCR Starts on $26,763

A DSCR file starts with the published typical year on the town that holds the property. For an Ellicottville parcel, that year is $26,763, and it is not a Buffalo median. It is 58 listings, ADR $388, occupancy 30.1 percent, RevPAR $124, vintage August 2025 through July 2026. Peak month is January, and february and July sit with it. March is the hole, and stay length on the sample is 3.3 nights. Lead time is 43 days, and entire-home share is 91.4 percent. Seven listings set thirty-plus nights.

A lender who wants a ratio still needs PITI, taxes, insurance, and a vacancy haircut that names March. This page does not guess a purchase price or a coverage number. It names the only published Ellicottville year the packet can carry. If the officer asks for last twelve months of actuals on a specific address, send that address. If the officer asks for an inspector rent roll, refuse.The buyer packet already says the same thing in acquisition language. Finance language is stricter. The note does not get a blend ski T12.

Confirm the use can exist before you underwrite the use. Town Local Law 1-2025 plus a Village ordinance plus a Town cap of 375 licenses is the live stack. Confirm remaining Town slots live. Confirm whether the parcel needs Town, Village, or both. AirROI Low does not override the two halls. A DSCR that assumes a Buffalo field is a costume. A DSCR that assumes $26,763 on a legal listings is at least reading the extract.The two-hall rules file is the companion, not a substitute for the clerk.

Do Not Mint an Inspector Year for the Note

A blended inspector year is the most common costume in this file. Someone takes Ellicottville $26,763 and the Building Inspector leftover of about $35,000 to $37,500 from about two hundred licensed stays, splits the difference, and writes a cap-market T12 as if the two desks were one rent roll. They are not, and they have different samples and different identities. This town figure is fifty-eight AirROI listings. The inspector figure is a licensed-STR board number, not this sample. Averaging those desks is not diligence, and it is a blend.

Third-party leftover ranges of ADR $246 to $434, occupancy twenty-three to fifty-nine percent, and year $25,000 to $54,000 are also different desks. Keep them, and do not treat them as missing Ellicottville upside. Do not fold them into this note, and Leave out unverified those years for a lender. Pine Creek Township on the neighbor vendor extract is vendor blend, not this village.The Town and Village deskskeep the halls apart on the phone. The loan file has to keep the years apart on the number.

If the parcel is not in Ellicottville, stop using $26,763. If the officer wants a Buffalo rent roll because guests originate in Buffalo, refuse. Origin is the drive market, and origin is not this town figure. A note that needs a year the extract did not print is a note you should not Keep. Stay length is 3.3 nights on this town figure. That length does not average into a metro stay either. Keep only the town figure that matches the property.

Two Halls Sit With the Deed

The deed does not travel with a Buffalo clerk. Town of Ellicottville Clerk sits at 1 W Washington Street, P.O. Box 600, Ellicottville, NY 14731, and answers at and robyn George is the Town Clerk. Tracy Rozler is deputy, and that is the Town desk. Village of Ellicottville Clerk and Manager is Amy Hayward and answers at town desk, extension 2. Village hours this pass are Monday through Friday, 8 a.m. to 4 p.m. Cattaraugus County Clerk is records and court, not the short-term permit window. Do not send a loan officer there as the license desk.

A DSCR that names Buffalo names the wrong hall. Ellicottville is the published market year, and guests originate in Buffalo. Origin is not jurisdiction.The Town and Village registration checklistis the phone file. The finance file only repeats it so the note does not lose the clerk. Confirm remittance separately, and statewide platform tax exists. Do not rebuild it here, and an occupancy-tax discussion still needs New York approval. Do not Keep a local occupancy tax as current.

Do not file Town paper on a Village property you have not confirmed. Do not file Village paper on a Town parcel because the guest walked Washington Street. Parcel may need Town, Village, or both.Startup costs keep the clerk path off the furnish fantasy. The two phones exist because the two desks do not cover for a metro clerk. Carry both numbers in the packet even when the question is only DSCR. Transfer on sale is unknown, and flag it, and Leave out unverified a yes.

Year-over-year change on this sample

Ellicottville printed no year-over-year number on this market sample, and the page says no year-over-year data available. That is not a gold-mine slide and not a crash slide. It is a missing sign. A packet that invents a plus or a minus so the officer can see a trend is selling a town the extract did not print. Leave the town figure blank, and Keep N/A. Do not borrow an inspector year to dress the blank. Do not borrow a Buffalo recovery.

The sample size is fifty-eight, and professionally managed share is 19.0 percent. Superhost share is 50.0 percent, and eVL Rentals runs three listings on this town figure. Those composition facts do not mint a year-over-year. They also do not authorize a blended forecast with the inspector leftover or with Holiday Valley Realty agency listing stock. If you have actuals on the subject address, those actuals outrank the typical year. If you do not, $26,763 is the published Ellicottville desk. Houses are 63.8 percent, and stay length is 3.3 nights. Those composition facts sit next to the blank, and they do not fill it.

Keep the vintage on the page. Keep March on the page.The January-to-March calendaris the companion. A DSCR that prices every month like January is not reading the extract. A DSCR that prices Ellicottville like a Buffalo occupancy is the same error with a metro name. Peak-3 is January, February, and July, and the hole is March. April and May sit in the low stretch, and Keep those months. Leave out unverified a weekly percent cut to fill the blank year-over-year town figure.

Visitor spending is not the same as debt service

Holiday Valley at 6557 Holiday Valley Road and Holi Mont are visitor landscape. They help explain why January and February print as money months. They are not occupancy on 58 listings, and they are not a DSCR input. Do not divide slope acres by listing count. Do not turn a lift ticket into $26,763 twice. Fall Festival on October 10 and 11, 2026, is a dated weekend. October is not in the extract peak-3, and festival is not this T12.

Summer Music Festival Weekend on July 3 through 5, 2026, sits on a peak-3 month. That is a dated hook on a month the extract already named. It does not raise the typical year.The tourism filekeeps visitor dollars off the host extract, and the loan file has to do the same. Buffalo visitor spend is not this ADR, and rochester, Pittsburgh, and Toronto are local draw names. They are not this town figure's year. A bureau headline from any of those metros is still landscape. It does not amortize a Cattaraugus note.

A lender who wants slope traffic in the narrative can have the narrative after the number. The number stays $26,763 on this town figure, or a different town figure's number on a different property, or a refusal if the officer wants a blend. History walks and village weekends are guest desks, and they help explain why a guest typed Ellicottville. They do not raise the typical year. Do not Keep October as a money month because the festival poster is pretty. Do not Keep July twice because Summer Music sits on a month the extract already named. One peak-3 month is still one month.

Seven 30-Plus Settings Are Not Filled March

Ellicottville shows seven listings set to thirty-plus nights on this market sample, 12.1 percent of the sample. That is not a filled March, and softest revenue is March. The low stretch is March, April, and May. A 30-night toggle does not close those months, and guessing a remote winter product would not close them either. This is a ski village with a March hole. Do not dress the hole as leftover winter sport. January and February are money months. That fact does not fill March, April, or May. Keep the hole as a hole.

Leave out unverified a weekly percent cut. Leave out unverified a monthly markdown to make the hole look underwritten. Price the month the extract named.The remote deskis where thirty-night language belongs, as a workspace Keep, not as costume occupancy. A DSCR that treats a long-stay hope as occupied March is reading a wish as a night. Stay length is 3.3 nights, and lead time is 43 days. Those facts do not fill March, and capacity eight-plus is 55.2 percent of the sample. Sleeper count is not occupied March either.

Tax on stays under thirty days is still a remittance line. A longer stay can change the tax desk, and it does not change the published typical year. If the underwriter wants a long-stay case, send stay 3.3, send seven thirty-plus settings, then send actuals if you have them. Do not send a made-up monthly yield, and most common minimum is two nights, 58.6 percent. One-night minimum is 25.9 percent, and those filters are not a filled calendar either. The hole stays on the page.

Average stay length on this sample

The facts that can sit in a New York DSCR packet here are the facts on this market sample and these halls. Ellicottville $26,763, ADR $388, occupancy 30.1 percent,, peaks January, February, July, March hole, year over year not available, 19.0 percent professionally managed, seven thirty-plus settings, stay 3.3 nights, lead 43 days, Town Desk at 1 W Washington, Village clerk extension 2, Town Local Law 1-2025, Village ordinance separate, Town cap 375. Confirm remittance. Leave out unverified a local occupancy tax.

Do not import leftover inspector dollars as this town figure's year. Do not import Holiday Valley Realty agency listing stock as this town figure. Do not import a costume weekly percent, and do not import a costume monthly percent. Do not Keep a Buffalo-mountain T12, and airROI Low is a vendor extract. The live stack is two halls plus a Town cap. Those are legal facts, and they are not revenue. Origin city is Buffalo, and origin is not a Buffalo year. Do not mint a neighbor year either.

If a loan product requires a DSCR ratio, compute it from PITI and from $26,763 after the clerk confirms the parcel, and only on this town figure. This page will not mint the ratio.The marketing filecan sell the walk and the slope after the note is honest. The note stays on the town line, and superhost share is 50.0 percent. Entire-home share is 91.4 percent. One-bedroom is the largest single size at 27.6 percent. Those are sample composition facts. They are not extra revenue you can add to $26,763.

What a Lender Packet Should Carry

Carry the address, the municipality, the county, and both hall phones. Carry the published town figure that matches that municipality, which on this town figure is $26,763. Carry vintage August 2025 through July 2026, and carry year over year as printed, not available. Carry March as the hole. Carry January, February, and July as the peak three. Carry Town Local Law 1-2025 and the Village ordinance as diligence, not as occupancy. Carry the Town cap of 375 and a live remaining-slot confirm. Carry transfer as unknown, and carry tax registration as a line. Carry actuals if the subject has them.

Do not carry a blended inspector rent roll. Do not carry $35,000 to $37,500 as this T12. Do not carry Holiday Valley acres as debt service. Do not carry AirROI Low as Ellicottville law. Do not carry a Buffalo year as this town figure. If the officer still wants one corridor number, send this page andthe transfer flaginstead of guessing one. The packet that survives is the packet that can say Ellicottville $26,763 out loud and stop.

Carry stay 3.3 and lead 43. Carry seven thirty-plus settings. Carry the two halls at 1 W Washington and the Village line. Carry EVL Rentals as three listings on this market sample, not as a closed field. Carry Holiday Valley Realty as agency listing stock, not as this town figure. If the clerk later says the parcel is not the municipality you named, the packet is closed too.Who books this villagecan wait until the note is honest. The note is honest when it refuses an inspector year.

Related Reading

More Ellicottville, New York reading already live on Crest & Cove.

• Ellicottville STR Report 2026: $26,763 on 58 listings

• Market an Ellicottville Stay: Ski, July, Not Buffalo

• Ellicottville STR Rules: Town Desk, Village, 375 Cap

• Ellicottville Shoulder Season: January Peak, March Hole

• Ellicottville Remote Stays: Seven listings Set 30-Plus

• DIY vs Hire in Ellicottville: EVL, Not Realty listing stock

• Who Books an Ellicottville Rental: Ski Week, July Walk

• Buying an Ellicottville Rental: $26,763, Not Inspector T12

• Ellicottville Tourism Data: Holiday Valley Is Not Occupancy

• Complete Visitor's Guide to Ellicottville, New York

• What It Costs to Start a Legal Ellicottville NY STR

• Ellicottville Town vs Village: Two STR Permit Desks

• Does an Ellicottville STR Permit Transfer on a Sale

Frequently Asked Questions

What's the published typical-year revenue figure for an Ellicottville rental?

The published figure is $26,763 across 58 tracked listings, with an ADR of $388. That's the number a DSCR file should lead with for an Ellicottville, NY parcel specifically — not a Buffalo-area median, and not a blended figure borrowed from the town's building inspector data. Every dollar amount in the packet should trace back to this same 58-listing sample.

Can the Town Building Inspector's leftover estimate be blended into the DSCR figure?

No. The inspector's office cites a separate leftover estimate of roughly $35,000 to $37,500 drawn from about two hundred licensed short-term stays townwide — a different data source measuring a different thing than AirROI's per-listing extract. Blending that inspector figure into the $26,763 published year overstates what a typical single listing actually earns; the two numbers should stay on separate, clearly labeled lines.

Are the third-party ADR and occupancy ranges cited elsewhere applicable to this file?

No. Third-party sources cite a broader leftover range of ADR $246 to $434, occupancy from 23 to 59 percent, and annual revenue from $25,000 to $54,000 — wide ranges from different data desks, not a confirmation of Ellicottville's own $26,763 figure. A file should keep these ranges labeled as outside context rather than averaging them into the town's own published number.

Which local desks handle registration for an Ellicottville short-term rental?

The Town of Ellicottville Clerk's office, at 1 West Washington Street (P.O. Box 600), Ellicottville, NY 14731, is the primary contact, with Robyn George serving as Town Clerk. Because the property can sit in the Town, the Village, or both, a file should confirm which registration — or both — actually applies to the specific parcel before assuming Town paper alone covers a Village property.

What permitting framework applies to short-term rentals in Ellicottville?

The town operates under Local Law 1-2025, layered with a separate Village ordinance and a townwide cap of 375 licenses. A file should confirm how many Town slots remain available before assuming a new license is guaranteed, since a capped program can leave a buyer without a path to legal operation even after closing.

Is year-over-year trend data available for Ellicottville specifically?

No — the market sample shows no published year-over-year figure for Ellicottville. That's a missing data point, not evidence of either a boom or a decline, and a DSCR file should state the gap plainly rather than implying a trend the extract doesn't actually support. Absent trend data, the file should lean more heavily on the property's own trailing operating history once it exists.

Should Holiday Valley's visitor traffic be counted as rental income?

No. Holiday Valley, at 6557 Holiday Valley Road, and Holi Mont explain why January and February run as strong months on the calendar, but ski-resort visitor traffic isn't the same thing as booked short-term rental nights. The Summer Music Festival Weekend, held July 3 through 5, 2026, sits inside a month the extract already names as strong — it's a dated marketing hook, not a reason to raise the typical year.

What does the listing composition data say about this market?

Across the 58-listing sample, 19.0 percent are professionally managed and 50.0 percent hold Superhost status, with eVL Rentals the largest single manager at three listings — a fragmented market run mostly by independent hosts rather than one dominant operator. That composition is useful context for understanding who a buyer is competing against, though it doesn't change the underlying $26,763 revenue figure.

What should a complete Ellicottville DSCR lender packet include?

A defensible packet carries the $26,763 typical year with its 58-listing sample size and $388 ADR clearly labeled; a stated acknowledgment that no year-over-year figure is currently published; confirmed Town and/or Village registration status under Local Law 1-2025 and the 375-license cap; and an explicit refusal to substitute the building inspector's leftover estimate or third-party ranges for the town's own published figure.

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